Farhan Iftekhar

Farhan Iftekhar

Turning ideas into working systems. 🚀
Senior Product Leader · Enterprise SaaS · Cloud & AI Innovation

I build enterprise platforms that modernize banking. With 21+ years of experience in regulated financial environments, I help financial organizations modernize their platforms through SaaS, cloud, and AI innovation.

Experience

2018–Present
SaaS Product Lead & Commercial Owner — Mortgage SaaS Platform @TCS

Leading product strategy, commercialization, and P&L for a Mortgage SaaS platform on Microsoft Azure, deployed as the core origination engine for a top-tier Canadian bank.

 

Scaled a custom solution into a single-tenant enterprise SaaS asset while aligning executive stakeholders, enterprise architecture, and global delivery teams in a highly regulated environment.

2017–2018
Program Manager — Simplii Financial @TCS

Orchestrated the zero-downtime migration of ~2M customers from PC Financial to Simplii Financial, including Digital Proof of Identity integration and large-scale workflow modernization, enabling fully remote onboarding without service interruption.

2014–2016
Delivery Lead — CIBC Mortgage Modernization @TCS

Delivered the modernization of CIBC’s mortgage origination landscape, introducing automated adjudication and straight-through processing (STP) for retail lending workflows.

Integrated advisor platforms with automated document capture and validation while maintaining strict OSFI B-20 compliance.

2004–2014
Engineering & Technical Leadership — India & Canada @TCS

Held progressively senior technical and delivery roles across real estate secured lending, unsecured lending, and investment lending platforms.

 

Earlier work included clearing and settlement systems, providing a deep foundation in risk, data integrity, and transaction resilience.

Projects & Labs

Active
The LLM Council

An agentic workflow using Llama 3 and Microsoft Copilot to debate life decisions via simulated personas (e.g., "The Optimist" vs. "The Risk Manager").

Building
Payroll Auditor SaaS

A B2B Micro-SaaS for auditing Canadian SAP Payroll data. Currently in MVP development using Python/Pandas.

2025
Bookmarks

Gen AI illustration project for Montessori International Day using Midjourney and custom style-transfer prompts.

Writing

Dec 2025
Rebuilding Credit Risk Playbooks

How AI and policy-as-code can cut cycle times while keeping auditors confident.